Acquire Faster Approvals and Funds of Operation

An operating lease, also known as a fair market value lease, allows businesses to essentially “rent” equipment with off-balance sheet financing.

• No down payment is required
• Conserves working capital
• Enables companies to manage their budgeting cycle
• Multiple lease items can be bundled – hardware, software, and services, etc.
• No impact on current bank covenants
• Can deduct entire lease payment as operating expense
• Provides protection on equipment that decreases in value rapidly (technical obsolesce)
• Allows for a technology refresh – swapping the asset for a newer technology
• Faster approval than with typical bank loan
• Master lease agreements make follow-on transactions much easier
• Offers flexibility at end of lease term; renew, return or purchase equipment